Debt management is an important skill for nearly everyone.
Understanding your options for managing debt will help you stay in control of
your debt.
You may not be not managing credit wisely if y ou are unable
to pay your credit card and store card balances every month; your credit cards
are maxed out so there is no cushion to cover emergency expenses; you buy
everyday necessities like groceries on credit and you borrow money to pay your
current debt
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