Do your services negatively affect my credit score?
Our services are undertaken for a permitted purpose under the National Credit Act. They therefore are designed not to leave a footprint or stamp, which indicates that a record of a company or an individual has been accessed for the purposes of fraud prevention or detection. As the credit record is not updated with an enquiry, these record enquries do not negatively affect your credit scores.
Does your services leave a footprint on credit records
Our services are undertaken for a permitted purpose under the National Credit Act. They therefore are designed not to leave a footprint or stamp, which indicates that a record of a company or an individual has been accessed for the purposes of fraud ...
Once I paid the default, why is it not removed?
Credit bureaus are required by the National Credit Act (NCA) to retain this information on the consumer's report for the prescribed retention period - regardless of whether it reflects negatively or positively on the consumer. Therefore this ...
The Model Can Be Customised
The key advantage to our decision models – customisation. While scoring models are not unique – we are all accustomed to looking at our credit score to understand whether we can and what it will cost us to go out and purchase a house – client ...
Fraud prevention and compliance with POPIA and the NCR
We are aware that we are working with individual’s or organisation’s private data. All our products and services have been thoroughly evaluated by a global law firm, a recognised National Credit Act regulatory expert and TransUnion’s international ...
The final valuable differentiator is the way that we report the results. There is not simply one final “numeric score” and recommendation. Rather, you see the results of each input that goes into the decision so that you can understand what gave rise ...